Pongamos que en el primer año de un proyecto se invierten 10. What are synonyms for pay back?You can also contact us in the following ways: Hilazon 5, Ramat Gan, Israel, 5252269. With Matt Levett, Toby Leonard Moore, Anna Baryshnikov, Lev Gorn. Please read our scope of work. Many military retirees who are eligible for DoD retired pay are also eligible for VA disability pay. 72 as his military retirement pay ($2,000 – $673. Generally unfavorable reviews based on 281 Ratings. labor code. The FTC’s complaint alleges that the company stopped its behavior only after becoming aware of the FTC’s investigation in 2019. 105) = $0. S. 30 × (1 + 0. 12 per share in three years. Funds recovery has been a prominent method of wealth recovery and scam money recovery. Recoupment General Rules. The IRS allows penalty-free withdrawals from retirement accounts after age 59½ and requires withdrawals after age 72. The player has to drive their vehicle into a chip, in order to collect it. Nếu web/ảnh load chậm, TẢI NGAY ứng dụng VPN (1. Dropping out of school, he leaves his family behind to start working as a debt collector. Attn: Combat Related Special Compensation Branch 720 Kennon Street SE, Suite 309 Washington. Todos los flujos de caja resultan igual por lo que el cálculo sería el siguiente: Pay Back = 10. Concurrent Retirement & Disability Payments (CRDP) and Combat-Related Special Compensation (CRSC) Updated 2/12/2013. 1 Chapter 1 - Responsibilities Soldier pay is a unit commander responsibility. If veterans were placed on a disability retirement but would be eligible for military retired pay in the absence of the disability, they may be entitled to receive CRDP. DESCRIPTION: Payback 2 includes everything from tank battles to high speed helicopter races to huge gang battles - but you really have to try it get a feel for how. Essentially, back pay, also known as back wages, is the term for wages that an employer owes to an employee for work done in the past. 33%. You can also go manga directory to read other series or check latest manga updates for new releases Payback Ch. You can access your funds at age 59½ without paying an early-withdrawal penalty if you've retired and you ended your employment after you reached age 55. Host and deploy traditional and modern applications on a single infrastructure. Find step-by-step Accounting solutions and your answer to the following textbook question: A disadvantage of using the payback period to compare investment alternatives is that it a. 0. eastern time, to 888-332-7411 or 216-522-5096. Cannot be used when cash flows are not uniform. pay back 1. The cost of these larger bills is the obstacle to progress on concurrent receipt and one reason there has been little progress in over a decade. support@payback-ltd. 5 point rise to 16,038 and. The 2022 Florida Statutes (including 2022 Special Session A and 2023 Special Session B) 61. VxRail is the first hyperconverged system fully integrated with VMware Cloud Foundation SDDC Manager. Subdivision 1. Automate Kubernetes infrastructure deployment with VMware. and 4:30 p. To find exactly when payback occurs, the following formula can be used: Applying the formula to the example, we take the initial investment at its absolute value. Read our. 5 overtime rate. A noun or pronoun can be used between "pay" and "back. was paid $24. Employers must post notices of paydays in conspicuous places in the workplace. +61-283-185-343. 그러던 어느날, 그는 자신에게 앙심을 품은 이의 손에 가족을 잃게 된다. Payback Period Formula. The increasing cost of health care that comes with advanced age is a major reason to buy. For example, if a company invests $300,000 in a new production line, and the production line then produces positive cash flow of $100,000 per year, then the payback period is 3. "The most obvious insurance retirees need to maintain is health insurance," says Clark. About Us. Nothing new. com, the world's most trusted free thesaurus. pay 1 (pā) v. 0. Borrowing from a 401(k) is a low-interest way to access cash quickly to pay your urgent bills or make a big purchase. Delivery times may vary, especially during peak periods. 본인으로부터 비롯된 가족의 죽음에 죄책감을 느낀 유한은 그날 이후, 속죄하고자. If the decision is made by choosing the project with the higher IRR, how much value will be forgone? Note that under certain conditions. You can also go manga directory to read other series or check latest manga updates for new releases Payback Ch. GENERAL PROVISIONS. Submitted (checks: sent to fed, void no longer available)Find many great new & used options and get the best deals for 2020 Panini Fortnite Series 2 - PAYBACK #61 RARE OUTFIT x24 Card Lot USA at the best online prices at eBay! Free shipping for many products!Read Payback - Living the life of a scoundrel while preparing for his college entrance exam, Yohan continues to get threatened by loan companies. The multiplier percentage is at the option of the member. 4-B-2No, you can't borrow money or take a loan from an IRA. We would like to show you a description here but the site won’t allow us. In English, we have many compound words similarly derived from phrasal verbs, and the one-word forms almost never gain. Making an early withdrawal: These are. JURIES. 1. 1. Estimated delivery dates - opens in a new window or tab include seller's handling time, origin ZIP Code, destination ZIP Code and time of acceptance and will depend on shipping service selected and receipt of cleared payment cleared payment - opens in a new window or tab. Ignores cash flows beyond the payback period. Terminated employees must be paid in full within six days. is your best place to read Payback Ch. Actor Vince Colosimo's fall from grace has played out in court as a magistrate ordered him to perform community work since he cannot afford to pay back more than $61,000 in fines. 61, which are paid to nursing assistants or adult training programs or their fiscal agents. Download Payback 2 – The Battle Sandbox on PC with BlueStacks and take on the world in this thrilling open-world crime simulator that critics and gamers are raving about. You can choose a traditional or a Roth 401 (k) plan. Code. It is mostly expressed in months and years. S. I am not a child who runs for help from other people. First convert D0 to D1: $0. Server VIP. PayBack’s funds’ recovery program has been helping consumers and users online recover what is rightfully theirs after being victimized by trading scams, trade platform scams, and the likes. 0 Followers, 2 Following, 1 Posts - See Instagram photos and videos from Khole (@payback61)The meaning of PAYBACK is requital. You can make a 401 (k) withdrawal in a lump sum, but in most cases, if you do and are younger than 59½, you'll pay a 10% early withdrawal penalty in addition to taxes. Pay back definition: If you pay back some money that you have borrowed or taken from someone, you give them an. The meaning of PAYBACK is requital. The discounted payback method corrects this fault. Unlike net present value , profitability index and internal rate of return method, payback […]Need for Speed Payback is a racing video game developed by Ghost Games and published by Electronic Arts for PlayStation 4, Windows, and Xbox One. Nếu web/ảnh load chậm, TẢI NGAY ứng dụng VPN (1. Sokoban Online is the best place on the internet to play the classic puzzle game, Sokoban. When the disability claim is granted, the client will start to receive $1,554 per month in disability benefits instead of $1,165 for early retirement. Synonyms for PAYBACK: revenge, retaliation, retribution, vengeance, punishment, reprisal, compensation, requital; Antonyms of PAYBACK: mercy, grace, leniency. *. It can play sequenced patterns and complete songs. Your Score. 3 years) Vampyr was a timely Halloween selection — and boy, considering the October GwG had , you know they would have loved to have it back. Profile. 19 hours ago · Shakira could potentially face additional fraud charges in Spain, a court near Barcelona said Thursday. This online game is part of the Action, Emulator, and GBA gaming categories. The Underbelly star, 56, appeared in Melbourne Magistrates Court on Thursday by video link from his Legal Aid. 43 Chapter online. Other options that you can use to avoid paying taxes include taking a 401(k) loan instead of a 401(k) withdrawal, donating to charity, or making. To qualify for home repair both the property and applicant must meet all of the following criteria. U. To give money to in return for goods or services rendered: pay the cashier. return for accepting projects. Business income from sources such as self-employment, partnership, close corporations, and independent contracts. The Underbelly. How can I get my 401k money without paying taxes? If you have $1000 to $5000 or more when you leave your job, you can rollover over the funds into a new retirement plan without paying taxes. paid (pād), pay·ing, pays v. 1. Automate Kubernetes infrastructure deployment with VMware Cloud Foundation and Tanzu. Army Human Resources Command Attn: AHRC-PDP-C (CRSC) Fort Knox, KY 40122-5408. “Business income” means gross receipts minus. If your disability is found to be permanent and is rated at 30 percent or greater, or you have 20 or more years of service, you will be placed on the Permanent Disability Retired List (PDRL). This fantasy tale was penned by Samk, illustrated by Fujoking, and published by Bomtoon. New Transaction (has not been processed yet) P. is your best place to read Payback Ch. Cannot be used to compare alternatives with different initial investments. At QuickBooks, we know that small businesses rely on their teams and want to provide in-demand employee benefits. 43 released in. 53 Chapter online. (61/81) next >. 55 Online Reader Tip: Click on the Payback manga image or use left-right keyboard arrow keys to go to the next page. Capture card. 13% of 401 (k) savers have an outstanding loan, according to Vanguard’s 2019 How America Saves report. Desperate, Isaac asks for protection from the syndicate, but they leave him out to dry. This translates as a cost of borrowing. Financial emergencies can happen to anyone. 2. 1. The opening and closing period cumulative cash flows are $900,000 and $1,200,000, respectively. " Among other Department of Labor programs, back wages may be ordered in cases under the Fair Labor Standards Act. They take on a variety of challenges and events as Tyler. 1. Calculate the Payback Period in years. That said, there are some ways to get money out of your traditional IRA or Roth IRA in a pinch. You are reading Payback manga, one of the most popular manga covering in Action, Drama, Yaoi genres, written by Samk Fujoking at Manga1001, a top manga site to offering for read manga online free. And I don't mind losing because it's part. Amazon will pay more than $61. Emily Woods AAP. But the debt was only part of the automaker bailout package. It is the twenty-third installment in the Need for Speed series. There were. Note: The information on this website is provided to explain typical situations regarding retiree and annuitant benefits. Host and deploy traditional and modern applications on a single infrastructure. 7 million to settle Federal Trade Commission charges that it failed to pay Amazon Flex drivers the full amount of tips they received from Amazon customers over a two and a half year period. The U. 3. Withdrawing From Age 59½ to Age 72. Payback Ltd is one of the leading chargeback firms worldwide. Example of Capital Budgeting: Capital budgeting for a small scale expansion involves three steps: recording the investment’s cost, projecting the investment’s cash flows and comparing the projected earnings with inflation rates and the time value of. Learn more. To use the calculator, enter the beginning balance of your loan and your interest rate. How to use payback in a sentence. Server VIP. If you are short on cash and you have a 401(k) plan provided by your employer, you can take a 401(k) loan to meet your urgent financial needs. As a collectible chip, it has to be driven through to be collected. is your best place to read Payback Ch. You want to know if I am going to tell the director. Commanders who place emphasis on timely and accurate pay experience better retention and fewer IG and Congressional inquiries. 61. Example *The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Toll Free Phone: (800) 528-3708. Horngren dis tinguishes between the two as folA particular Project Cost USD 1 million, and the profitability of the project would be USD 2. 1. Android Authority's Indie App of the Day. The Underbelly. Description. payback definition: 1. ) and U. Payback Ch. You're not required to start taking. 12, 2022. Uber has agreed to pay New Jersey $100 million in back taxes after the state said the ride-hailing company had misclassified its drivers as independent contractors. An incremental approach that breaks up the categories of. N. In general, 00 is the only approval code our system will return (the rest are all decline codes). 5 synonyms for pay back: repay, reward, fix, pay off, get. Actor Vince Colosimo's fall from grace has played out in court as a magistrate ordered him to perform community work since he cannot afford to pay back more than $61,000 in fines. Like all MPCs, the Key 61 is a sampler using the provided instruments or building custom instruments based on sample key groups. The retired pay base for a qualified disability retirement is determined under either the final pay method or the high-36 month method depending upon when they first entered military service. 1%. Europe markets: Opening calls. The required rate of return is 8 percent. 436. The protagonist, Lee. is your best place to read Payback notice. Given the following cash flows for a capital project, calculate its payback period and discounted payback period. An employee or former employee is entitled to receive back pay for the period during which an unjustified or unwarranted personnel action was in effect that terminated or reduced the basic compensation, allowances, differentials, and employment benefits that the employee normally would have earned during the period. Due to this, there are also recovery scams that have been. Android Authority's Indie App of the Day. Online Reader Tip: Click on the Payback manga image or use left-right keyboard arrow keys to go to the next page. tr. subtitle c. Treasurer Dave Young 200 East Colfax Avenue State Capitol, Suite 140 Denver, CO 80203 Phone: (303) 866-2441 Email: treasurer. Moneyback Ltd (which trades as Payback) Israeli company #515711653, is authorised and regulated in Israel and operates globally. When things don’t go as planned, QuickBooks Early Pay gives employees instant access to money before payday. To submit a claim, complete a DD Form 827 (Application for Arrears in Pay) and submit by mail to DFAS Retired and Annuitant Pay, 8899 E 56th Street, Indianapolis, IN 46249-1300, or via fax at 1-800-982-8459 (toll free). 1. If you are faced with circumstances beyond your control, you need an opportunity to regroup, so you can go back to being a source of help and hope for friends and family. The $61k after tax calculation includes certain defaults to provide a standard tax calculation, for example the State of. On top of that, you’ll also owe income tax on the $45,000. He also will receive the difference between. About Press Copyright Contact us Creators Advertise Developers Terms Privacy Policy & Safety How YouTube works Test new features Press Copyright Contact us Creators. Payback is a high quality game that works in all major modern web browsers. 72). Section 7: Disqualification of land from classification; roll-back taxes; calculation; interest Section 7. More Info. You generally have 60 days from the date you receive the distribution from the plan to redeposit it as a rollover. What this report finds: Corporate boards running America’s largest public firms are giving top executives outsize compensation packages that have grown much faster than the stock market and the pay of typical workers, college graduates, and even the top 0. 1. Senator Lisa Murkowski (R-Alaska) are introducing bipartisan legislation to end the unfair offset of retirement pay and disability benefits for nearly 400,000 military retirees. subchapter a. Payback Chapter 62 Payback Chapter 61 with latest chapter updates, come visit us at anytime. " Edie took out a bottle of water from her bag. However, just because you can get the money in your 401 (k) doesn't mean you have to. Sử dụng mũi tên trái (←) hoặc phải (→) để chuyển chapter. Payback is a true crime documentary series that profiles stories of revenge, told through gripping interviews with the family members, community members, and law enforcement who experienced the events firsthand. Your disability percentage, referred to as Method A. Payback Ch. *It is recommended that you have Robert C. Lee Yoohan who lived a tiring life of a debt collector, decides to become a celebrity to get revenge on a former lover. 28 of that is tax-free income. The payback period is expressed in years and fractions of years. Payback: With Jeff Wilburn, Dustin Bolt, Freddie Haddix Jr. He also will receive retroactive benefits of $1,554 a month for the 12 months prior to his filing date, since he was disabled during that time. Since the selection of project in this method is based on early recovery of the investment, the project with more cash inflows in early years will be selected. S. It is expected to pay its first dividend of $0. 53 released in. CRDP is a restoration of retired pay for retirees with service-connected disabilities. 2 So when you get payback from someone, you make them pay back what they owe. You can also go manga directory to read other series or check latest manga updates for new releases Payback Ch. Need for Speed: Payback (2017) - Playstation 4Ghost GamesTwitter: @es_racerInstagram: @es_racerThe one benefit, so to speak, of being laid off in your 60s is that you'll be eligible to take penalty-free withdrawals from your IRA or 401 (k), so if you need to use that money to pay the bills. com - What's Your Question?Find 383 ways to say PAY BACK, along with antonyms, related words, and example sentences at Thesaurus. $18 regular pay rate x 1. Sử dụng mũi tên trái (←) hoặc phải (→) để chuyển chapter. 4. Little did he know that Jay is a shareholder and well-known figure at one of the top entertainment agencies, and they share a strange past with. How to use payback in a sentence. The Department of Defense (DoD) is, and has been, making extra payments to retirees to overcome some or all the offset from retired pay associated with receipt of disability compensation from the. 3 1 h 45 min 2021 18+. General Information About Separation Benefits. The exterior areas of the home are in disrepair or unsafe and HFHCL’s scope of work will significantly benefit the homeowner. Sept. An interest rate is a percentage that is charged by a lender to a borrower for an amount of money. sec. Learn About Federal and State Financial Assistance for Seniors. young@state. According to VA, veterans may be entitled to CRDP if: They are a regular retiree with a VA disability rating of 50 percent or higher. ’s FTSE 100 is seen opening around 3. 6 points higher at 7,420, according to IG data. , One advantage of the payback method for evaluating potential investments is that it provides information about a project's. Updated October 20, 2022 Defense Primer: Concurrent Receipt of Military Retirement and VA Disability Concurrent receipt refers to a veteran’s simultaneousto pay someone back for an insult. Title: Retirement Ready - Fact Sheet for Workers Ages 61-69 Author: SSA/OCOMM Subject: Social Security Statement; Public Information General Audience(U. See morePayback Chapter 61 will come out on May 31, 2023, at 8:30 AM Eastern Standard Time, which is making Manhwa fans all over the world very excited. 401 (k) withdrawal rules. S. CHAPTER 61. May be due to a high volume of transactions within a limited time, or possibly exceeding the credit limit. In the middle of a transaction, the police entrap Isaac. Payback Ch. The box contains the MPC Key 61, a mains power cable, a USB cable, a printed quick start guide,. There are many different ways to take money out of a 401 (k), including: Withdrawing money when you retire: These are withdrawals made after age 59 1/2. 0. Social Security website provides calculators for various purposes. If an employer does not designate paydays, the employer's paydays are the first and 15th of each month. Online users have a few options, such as MangaBuddy, which lets you read all of its branches for free, or the official English printer, which is only available to people who pay for a subscription. 55 Chapter online. The Department of Defense (DoD) is, and has been, making extra payments to retirees to overcome some or all the offset from retired pay associated with receipt of disability compensation from the Department of. 4. Payback. Taking money out of a traditional IRA before 59 ½ also results in a 10% penalty. 5 Lakhs per year. It is easy to understand the project easily. 001. Chip #61 is a chip location in Need for Speed: Payback. wages. Overview. 116K subscribers in the Trophies community. Read Payback Chapter 61 Online. Chapter online. A young stockbroker at a Mob-controlled Wall Street firm gets betrayed and sent to prison for six years. This assumes some of your expenses will disappear in retirement and 70% to 90% will be enough to cover. About Press Copyright Contact us Creators Advertise Developers Terms Privacy Policy & Safety How YouTube works Test new features Press Copyright Contact us Creators. Germany’s DAX is on course for a 13. VMware Cloud Foundation on VxRail. If an employee quits, they must be paid in full at the next regular payday. . 2. In 2020, a CEO at one of the top 350 firms in the U. The total amount still equals $2,000 per month. Payback: Directed by Joseph Mensch. Through the Troubled Asset Relief. You can also go manga directory to read other series or check latest manga updates for new releases Payback notice. This image. 1. Hướng dẫn khác phục lỗi nếu ảnh bị lỗi ở tất cả các chap. m. 10% Disability: $2,055 Base Pay, $131 VA Disability Pay; $2,186 Total. Employees shared their previous base salary, any cash bonuses, other bonuses paid out in stock, and merit-based increases in salary. If you want to get the updates about latest. TSA MANAGEMENT DIRECTIVE No. Payback period can be considered as an estimate of risk. He would receive $673. Fans of the popular Manhwa series are even more excited. Payback 2 is the long-awaited sequel to the hit GTA-style game from the early days of the App Store. 28 from the VA, which would be tax-free. 1. 3. 000 = 5 años. The Demon King Who Lost His Job. To pay off his father's debt, Isaac starts stealing motorcycles for a syndicate run by a politician. 52 Chapter online. Need. If you lose your job, there’s a good chance your plan will either require you. The homeowner is unable to physically and/or financially complete the work. To repay someone or some group. The first factor that determines how much disability backpay you'll get from Social Security (also known as the "Social Security Administration" or "SSA") is the date you apply for disability benefits. MOAA is dedicated to keep up the efforts to achieve concurrent receipt for all and has supported larger bills such as H. . Payback (Japanese: しっぺがえし Retribution) is a damage-dealing Dark-type move introduced in Generation IV. 54 Chapter online. Senate) – Senate Veterans’ Affairs Committee Chairman Jon Tester (D-Mont. SUBTITLE E. Traditional 401 (k)s offer tax-deferred savings, but you’ll still have to pay taxes when you take the money out. Eligibility for disability severance pay and pre-existing conditions . See Retirement tab for details. Payment for the months following your application date. You can also go manga directory to read other series or check latest manga updates for new releases. Salary or wages. 43 Online Reader Tip: Click on the Payback manga image or use left-right keyboard arrow keys to go to the next page. " I don't mind you borrowing money from me, but please pay me back as soon as possible. As such, the receipt of Combat Related Special Compensation, pay 40% or less VA disability rating, or disability retired pay under 10 U. When he gets out, he seeks revenge. 54 released in. {00366432. Lee Yoohan never believed he could turn over a new leaf. Avenue SE Washington, DC 20593-7200. In a transaction that will draw. Fans of the Manhwa series located worldwide are excited about the impending publication of Payback Chapter 60 on May 31, 2023. If you have a valid excuse, you may be able to obtain a hardship waiver from. Payback notice. 20% Disability: $1,927 Base Pay, $259 VA. Yes, it’s true that GM paid back its loan from the Treasury Department, in full, ahead of schedule. A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law. A common remedy for wage violations is an order that the employer make up the difference between what the employee was paid and the amount he or she should have been paid. Use a 10 percent discount rate. 1 Corrective Entitlement. Now my answer to you is no. The one-word payback is a noun and an adjective. Yoohan, who entered the money lending business at the age where everyone around him was taking important tests for their future career, lives a life like a bastard where he goes around threatening and using violence to rip off money as part of. payback翻譯：回報，收益, （因為過去的錯失而不得不經受目前的遭遇）償還。了解更多。Trump is facing 37 felony charges related to the mishandling of classified documents according to an indictment unsealed Friday, June 9, 2023. Hướng dẫn khác phục lỗi nếu ảnh bị lỗi ở tất cả các chap. The results will. 1100. | Meaning, pronunciation, translations and examplesAnyone who withdraws from their 401 (K) before they reach the age of 59 1/2, they will have to pay a 10% penalty along with their regular income tax. 3315 / $40. When 2023 comes around, it's almost certain that Payback Chapter 61 will be one of the most talked-about events in the world of manhwa. For example, if you withdraw $15,000 from your 401 (k) plan,. AARP Foundation is here for everyone, 50 years. Code Chapter 61 excluded those portions from being divided as property regardless of any equities of a case and regardless of whether a state court previously permitted such payments. Expected return= i = D1 / P0 + g = ($0. Study with Quizlet and memorize flashcards containing terms like The regular payback method is deficient in that it does not take account of cash flows beyond the payback period. The age you stop working can affect the amount of your Social Security retirement benefits because we base your retirement benefit on your highest 35 years of earnings and the age you start receiving benefits. +1-718-473-3943. This manhwa is indeed a manhwa that is trending this week and is being searched for by fans on Google search, because this. Workers age 50 and older can save an additional $1,000 in an IRA for a total of $7,500 in 2023. Pending (credit cards: batch has not closed / checks: has not been sent to fed yet) B. is your best place to read Payback Ch. In Germany, Austria, Italy, Poland and other countries worldwide, customers can collect points from. Bonuses, commissions, allowances, overtime, tips, and other similar payments. DOCX - } 2 I am a Hybrid employee. In this Section This section contains the following topics: Topic. 53 Online Reader Tip: Click on the Payback manga image or use left-right keyboard arrow keys to go to the next page. 42 Chapter online. 1) Your Application Date. 16 year longer than the payback period. Justice Department via Associated Press. 333 and H. 28 per month (2022 rates; see full rate chart here). A firm does not pay a dividend. You can also go manga directory to read other series or check latest manga updates for new releases Payback Ch. 2. Why it pays off: Paint provides dramatic results with little investment; the cost to paint a room is much less than that of other home upgrades, and it's an easy home improvement. 4. President Joe Biden announced Wednesday that he’s extending the moratorium, which had been set to expire Aug. In the UK, the company. Take on dozens of unique missions with fun gimmicks and. Original Video : this video Based Chiko reacts to "My Red Carpet Trauma" - TREVOR NOAH (Pay Back The Funny) 201. Medical Insurance. chapter 61. A declined 05 is the most common and general decline code. If you fail to pay your loan back in the minimum monthly installments, the bank will start charging exorbitant fees. , Cory Davison. President Biden student loan forgiveness of up to $10,000 ($20,000 for Pell Grants) is too little, too late for older people who have debt like me. Social Security Calculator. the return on an investment. You must still have funds in your plan in order to do so, and the rules are the same if you've rolled your 401 (k) funds into an IRA. Báo lỗi. (These are called required minimum distributions, or RMDs). Find rookies, autographs, and more on comc.